Survive this Christmas financially, with very little effort

 In Accounting & Business Advisory, Financial Planning, News, Uncategorized

By now you would have heard all the tips and tricks to surviving Christmas, like:

  • Shop when the mid-season, Black Friday and/or Cyber sales are on,
  • Have a family Kris Kringle,
  • Layby, or today’s more popular option, Afterpay gifts.

These are all great tips but if you haven’t implemented them by now, chances are you simply won’t implement them. So here are some new tips to implement to be in control, with very little effort, this festive season.

  1. Honey

McCrindle research found that 70% of Australians plan to shop online. If you are one of those people, Honey is for you. Honey is an internet extension that collects every coupon available for the store you are visiting online. Honey tests all the codes in the promotion box option in your checkout cart and applies the one which will save you the most money.

  1. Use TrackMySPEND

TrackMySPEND allows you to track your expenses as you go. It’s the realistic way to make a budget and stick to it. You can also put a cap on how much you are willing to spend this festive season. This method is great because it holds you accountable and keeps you on track.

  1. Share the catering responsibility

If you prematurely volunteered to host this year’s Christmas fiesta and slightly regretting it now, share the responsibility. Allocate smaller dishes, like salads, nibbles, treats or drinks to everyone attending while you prepare the masterpiece. Allocating the smaller dishes to family and friends won’t put them out but you will be surprised how much financial strain this takes off you because it’s the little things that make the total cost a nightmare for you.

These Tips can be applied all year round. It is the effortless way to create good financial habits. If you want to take it to the next level, then contact us to book a no obligations meeting and reach your full financial potential.

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