Financial Planning
Financial planning is about strategy and requires forward long term thinking, a strategy that suits your lifestyle, age, earning capacity and level of comfort. A strategy that guides you through changes in legislation, and economics to help you reach your financial goals.
Today’s world values things in terms of percentage returns and dollars gained and lost. But what is the value of time?
If we average the return we receive each year from an investment then it will double over a period of time. The lower or higher the return the longer or shorter period of time it takes to double. If we do this again and again our investment doubles over and over. But if we wait to invest or hold poor performing investments it’s not the few dollars we lose today that suffer it’s the hundreds of thousands we lose in future years by not having had that money working for us the whole time.