January 2024
There is a lot to look forward to in 2024 and we would like to wish you good health, happiness and prosperity for the year ahead. This month: – 2023 Year in Review – Measure it, manage it – business milestones to success – How will you use your super? Some considerations for the popular […]
Summer 2023
It’s December – the month that always seem to race by as we approach the end of the year and all the festivities it brings. We hope you all have a lovely, happy, and safe festive season. It is the time of year for giving and, for those with plenty to spare who are interested […]
November 2023
It’s November, and all eyes will be looking towards the “race that stops a nation” and the Reserve Bank who meet on the same day. As the days get longer as we head towards summer the countdown for the approaching holiday season begins. In this issue: – Keeping your small business cyber secure – How […]
Superannuation Death Benefits – Review succession plans
On 1 July 2021, the general Transfer Balance Cap (TBC) was indexed for the first time to $1.7 million from the original $1.6 million limit which was first introduced on 1 July 2017. On 1 July 2023, the general TBC was again indexed – this time up to $1.9 million. As a result […]
How a super recontribution strategy could improve your tax position
Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a little strange but it could deliver a number of benefits including reducing tax and helping to manage super balances between you and your spouse. Your super is made up of tax-free and taxable components. […]
October 2023
Welcome to our October newsletter. This month learn easy strategies to enhance your credit score, explore the complex system of residential aged care, discover tips for managing the cost of raising children, and understand the importance of SMSF succession planning. IN THIS ISSUE: – Easy ways to boost your credit score – Aged care payment […]
September 2023
September is upon us, and spring is in the air. It’s time to shake off the winter cobwebs, get out into the garden or the great outdoors. Meanwhile, AFL and NRL fans will be hoping the sun shines on their team this finals season. After endless gloomy forecasts, there was a glimmer of hope last […]
August 2023
Welcome to our August newsletter and, with winter winding up and tax returns on the way for some, there may be sunnier days ahead. Ensuring you’ve structured your finances tax-effectively is always a concern, but with new tax rules for super on the horizon, many people with large balances are considering alternative vehicles to save […]
How Iron Ore Plays A Big Part In Our Economy
Iron ore has been the backbone of the Australian economy and many investment portfolios for much of the 21st century. Export of the commodity saw Australia evade recession both in the wake of the Global Financial Crisis back in 2008 and the Covid epidemic. In 2021, resources accounted for 68 per cent of Australia’s export revenue. […]
Keeping Cash Flow Positive
Managing a healthy cash flow is often tough for small businesses and it is particularly the case right now in the challenging economic conditions. Many businesses are facing supply chain issues, utilities and wages costs are increasing, it is more expensive to borrow money and some sectors are suffering severe downturns. Strong cash flow is […]